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Home Loan Basics


Knowledge is power. Knowing your choices gives you the power to make good decisions. Throughout the Mortgage Center you'll find valuable information you may use when buying or refinancing your home.

Take your time, there is no rush. The Mortgage Center has lots of information we know you'll find useful.

When it comes right down to it, we think you will find financing with your Lender is a great option. Your best interests matter most to us. We know you'll find that in the information presented here.

Home Buying Resources

Get the lowdown on the Valley's most popular 'hoods with our handy neighborhood guide.


Start on the path to your perfect pad with Desert Financial's exclusive Key Quest game.


Our Phoenix homebuyer's guide takes the worry out of finding and financing your new place.


The best free app to find your new home - with more updated listings than Zillow!


Additional Resources

  • Information For First-Timers

    Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.
  • Purchasing A Home

    Buying a new home is exciting and the process of financing it is now faster and easier than ever before.
  • Start Saving By Refinancing

    If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.
  • Don't Forget Homeowners Insurance

    You will need homeowners insurance before closing on your new home. We've assembled information you'll find helpful as you shop for coverage.
  • Disclosures

    You will receive all the required disclosures as soon as you complete your application. Please read them carefully and don't hesitate to call us with any and all questions you may have.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.