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Apply For a Home Loan

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Mortgage loans are offered by Define Mortgage Solutions, a wholly owned subsidiary of Desert Financial Federal Credit Union.

If you are not already a member of Desert Financial, you will need to join after your loan is approved. Joining is easy, you are eligible for membership if you live, work or worship in Maricopa, Gila or Pinal County or a family member is a member. Membership requires opening a Membership Savings account with a minimum $25 deposit. It's that simple ~ Join Now!

  • Before You Start

    How long will it take?

    On average it takes 15-20 minutes.



    What will I need?

    Here are some simple checklists:

  • Your Application

    Need some help?

    Look on the right-hand side of the screen for some helpful hints.



    Short On Time?

    You can save your application at any point and come back later.

  • Once You're Finished

    What happens next?

    Some programs may give you instant online approval.



    If that's not an option?

    Your application will be under review, login at any time to see the current status of your application.


Start your Application

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